About this Website Policy
This website policy applies to this website, which is operated on behalf of LJ Asset Finance, a division of Loan Junction ACN 152 784 702, and its related bodies corporate (we, us, and our).
We are committed to protecting your privacy.
This policy explains how your personal information will be treated as you access and interact with this website.
Our website privacy policy may change from time to time.
Collection and Use of Information
We may collect personal information from you directly or via your use of our services. We will only collect personal information that is reasonably necessary for, or directly related to, our functions or activities.
Sensitive Information
Sensitive information includes any details about a person’s racial or ethnic origin, political opinions, membership in a political association, religious beliefs or affiliations, philosophical beliefs, membership in a professional or trade association, membership in a trade union, sexual preferences or practices, criminal record, or health information.
We will not ask you to disclose sensitive information. However, if you choose to provide it, it will also be captured and stored securely.
Information from Third Parties
Our website may contain links to third-party providers of goods and services (Third Party Websites). If you access Third Party Websites through our website and they collect information about you, we may also collect or access that information under our arrangements with those third parties.
When you access a Third Party Website from our site, cookie information, details about your preferences, or other personal information you have provided may be shared between us and the third party.
Advertising and Tracking
When you view our advertisements on a Third Party Website, the advertising company may use ‘cookies’ and, in some cases, ‘web beacons’ to collect information such as:
- The server your computer is logged onto
- Your browser type
- The date and time of your visit
- The performance of their marketing efforts
When you access our website after viewing one of our advertisements, the advertising company collects information on how you interact with our website (e.g., which pages you view) and whether you complete an online application.
Cookies
We use ‘cookies’ to enhance your experience and provide a more customized service.
A ‘cookie’ is a small text file placed on your computer by our web page server. It can later be retrieved by our webpage servers. Cookies are widely used on websites. You can configure your internet browser to manage how cookies are accepted.
We use cookies for purposes such as:
- Allocating a unique number to your internet browser
- Customizing our website for you
- Statistical analysis
- Identifying if you accessed a Third Party Website
- Enhancing security
IP Addresses
Your IP address is the identifier for your computer while using the internet. It may be necessary for us to collect your IP address during interactions with various parts of our website.
Online Applications
When you submit a completed online application to us, we retain the information to provide financial services as required.
You can also suspend and save online applications to complete them later. Information entered into suspended or saved applications will be retained in our systems so you can recover it when resuming your application. These applications may be accessed by us.
Security of Information
The security of your information is of utmost importance to us.
We regularly review advancements in security and encryption technologies. However, no data transmission over the internet can be guaranteed as completely secure.
We take all reasonable steps to protect the information in our systems from misuse, interference, loss, unauthorized access, modification, or disclosure. If we no longer require your information and are legally permitted to do so, we will take steps to destroy or de-identify it.
If your browser is suitably configured, it will indicate whether the information you are sending us is secure (encrypted) or not secure (unencrypted).
Direct Marketing
We will not use or disclose sensitive information about you for direct marketing purposes without your explicit consent.
We may use your personal information for direct marketing. If you do not wish to receive direct marketing communications or wish to know the source of the information used, you can email us at
info@ljassetfinance.com.au or
info@loanjunction.com.au. We will process your request promptly.
Disclosure to Overseas Entities
We generally do not disclose personal information obtained from cookies to overseas entities during our activities.
For further information, please contact us at +61 402 984 565.